Our Commitment to Inforce Management

M Financial believes that performance and cost should be measured over the life of an insurance product, not with an initial illustration or the first year premium. This commitment to inforce management may be M Financial’s most powerful differentiating characteristic. M Financial is different in the industry in both philosophy and practice—very few other organizations provides this level of service to their clients.

M Financial’s Inforce Management Principals

- Collaborate with Partner Carriers and align interests and philosophy.

- Track experience and performance diligently.

- Work with Partner Carriers to pass on improvements in underlying experience to existing clients.